If you're planning on buying a home in the San Diego area any time soon, you absolutely, positively need to be well-informed about foreclosures and short sales. I'm sure you've heard a lot about both, but do you really know the key areas that affect you most as a potential San Diego home buyer?

I view my job as being your advisor before, during, and even after your transaction. I'm never going to tell you what to do (unless you specifically ask my opinion on something), but I am going to provide you with the information you need to make smart, informed decisions. Part of this approach to representing buyers happens during the Globella buyer strategy session. During this initial consultation, we can discuss the pros and cons of buying San Diego foreclosures or short sales.

However, if you want to get informed now, there are two links you need to know about:

1. Globella's buyer guide to foreclosures: http://globella.com/foreclosures.

2. Globella's buyer guide to short sales: http://globella.com/short-sales.

In each of these sections we approach the topics of buying San Diego foreclosures and buying San Diego short sales from the buyer's perspective only, providing what we feel is wise insight on both topics.

Understand that foreclosures and short sales will most likely be very present during your current San Diego home or condo search, and that they are two completely different animals. You need to understand both before you start looking at properties (if you want to eliminate surprises, and if you want your home search to go smoothly). If you have questions about buying a short sale or foreclosure in San Diego, always feel free to give us a call. It's never to early to start researching your next home purchase.

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Justin Gramm is the founder and principal broker of Globella Buyers Realty, your San Diego Exclusive Buyer Brokerage. He also writes this blog, "For San Diego Home Buyers."

Exclusive Buyer Agents do not list homes for sale and never represent sellers. They have no "inventory" to try to sell you. They can represent you in purchasing any home. They are specialists at representing buyers only on the buyers' side of the transaction. Exclusive Buyer Agents work to get buyers the best price and terms when they buy a home.

If you have excellent credit and plan to buy a home or condo in San Diego County within 90 days, contact Justin Gramm to hire an agent on your side of the transaction. Call Justin at (858) 437-2662 or  E-mail.