Globella Blog San Diego Real Estate Blog written by Exclusive Buyer's Broker, Justin Gramm.

Real Estate Paperwork Explained

What is a Natural Hazard Disclosure or NHD Report?

Natural Hazard Disclosure NHD Report for San Diego Home BuyesrWhen we wrote your offer, we most likely asked the seller to pay for a Natural Hazard Disclosure (NHD) Report to be ordered for you. An NHD report gives you information specific to the local area around the property you are buying. This report will make you aware of different natural hazards that currently affect the property or may affect the property in the future. You will learn whether the home is in a flood zone, a dam inundation area, a severe fire hazard risk area, a landslide-prone area, etc. You will learn whether or not the home is near an earthquake fault line, how far you are from the nearest airport, and much more.

These items are being disclosed to you in an effort to get you as much information as possible about the property you are buying. If any of the items in the NHD Report are important to you, this is your chance to back out of the transaction.

At the front of an NHD Report, you will typically find a summary page that gives you quick, YES and NO answers on whether your property is located in this type of area or that type of area. As you flip the pages, you will find that the report goes into more detail on each topic of interest. I'm always here if you have any questions about the report.

View a sample NHD report at the following link: Sample Natural Hazard Disclosure Report for San Diego Home Buyers.


Justin Gramm is the founder and principal broker of Globella Buyers Realty, your San Diego Exclusive Buyer Brokerage. He also writes this blog, "For San Diego Home Buyers."

Exclusive Buyer Agents do not list homes for sale and never represent sellers. They have no "inventory" to try to sell you. They can represent you in purchasing any home. They are specialists at representing buyers only on the buyers' side of the transaction. Exclusive Buyer Agents work to get buyers the best price and terms when they buy a home.

If you have excellent credit and plan to buy a home or condo in San Diego County within 90 days, contact Justin Gramm to hire an agent on your side of the transaction. Call Justin at (858) 437-2662 or  E-mail.


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